Flexible Payment Options
Make your dream affordable
Don't let budget hold back your renovation. Flexible financing with 0% interest available, so you can enjoy your new space today.
Payment Plans
Choose your financing
0% Interest
12 Months
No interest if paid in full within 12 months on qualifying projects over $5,000.
- No interest charges if paid in full
- Low minimum monthly payments
- Projects $5,000 and above
- Quick approval process
Low Monthly
24-60 Months
Spread your project cost over 24-60 months with competitive fixed rates.
- Fixed monthly payments
- Terms from 24-60 months
- Rates from 7.99% APR
- No prepayment penalties
Same-As-Cash
6-18 Months
Promotional financing with deferred interest on qualifying purchases.
- 6, 12, or 18 month terms
- No interest if paid in full
- Flexible payment amounts
- Easy online account management
Monthly Estimates
Estimate your payment
Use these examples to estimate your monthly payment. Actual rates and terms may vary based on creditworthiness and project details.
$10,000 Project
12 months @ 0% APR
~$834/mo
$25,000 Project
36 months @ 8.99% APR
~$794/mo
$50,000 Project
60 months @ 7.99% APR
~$1,014/mo
* Payment examples are for illustration only. Actual payments may vary based on credit approval, loan amount, and term. Subject to credit approval.
Why finance your project?
Preserve Cash Flow
Keep your savings for emergencies while improving your home.
Do It Right the First Time
Get the full renovation you want rather than cutting corners.
Increase Home Value
Bathroom renovations typically return 60-70% of their cost at resale.
Enjoy It Now
Start enjoying your dream bathroom today instead of waiting years to save.
Why Choose Us
Financing made simple
Quick Approval
Get approved in minutes with our streamlined application. Most decisions are instant.
No Hidden Fees
Transparent terms with no application fees, annual fees, or prepayment penalties.
Competitive Rates
Access financing at rates comparable to major credit cards and home improvement loans.
Flexible Terms
Choose payment terms that fit your budget, from 6 months to 5 years.
Simple Process
How it works
Get Your Quote
Schedule a consultation and receive a detailed project estimate.
Choose Your Plan
Select the financing option that fits your budget and goals.
Quick Application
Complete a simple application with instant approval in most cases.
Start Your Project
Once approved, we begin transforming your space right away.
Common Questions
Financing FAQ
How do I apply for financing?
After your free consultation and quote, we'll help you apply through our financing partners. The application takes about 5 minutes and most approvals are instant. You'll need basic information like your name, address, income, and Social Security number.
What credit score do I need?
Our financing partners work with a range of credit profiles. While excellent credit typically qualifies for the best rates, we have options for good and fair credit as well. There's no penalty for checking your options.
Can I pay off my balance early?
Yes! All of our financing options have no prepayment penalties. You can pay off your balance early at any time without additional fees.
What is the minimum project size for financing?
Most financing options are available for projects starting at $1,000. The 0% interest promotional financing typically requires a minimum project of $5,000.
How does the 0% interest option work?
With our 0% interest promotion, you make low monthly payments over the promotional period. If you pay the full balance before the promotional period ends (typically 12 months), you pay no interest at all.
Who are your financing partners?
We work with established home improvement financing companies including GreenSky, Hearth, and Synchrony. These are trusted lenders that specialize in home improvement financing.
Get Started
Ready to begin?
Contact us today for a free consultation and estimate. We'll help you find the perfect financing option for your project.